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For release: 16 Sep 2013

National NFC-initiative introduces mobile contactless payment as well as further value added NFC services in Austria

Leading Austrian companies from banking, credit card, card personalization, information and communication technologies sector such as Austria Card, Card Complete, Drei, Erste Bank und Sparkassen, First Data Austria, MasterCard, Nexperts, PayLife Bank, T-Mobile Austria and Visa establish the so called “Mobile Wallet Initiative Austria” in order to create an open, nationwide standard for mobile wallets.

With this mobile wallet consumers are able to pay contactless with their mobile phones and subsequently to use special offers like loyalty cards, vouchers and coupons at the Point of Sale by a simple touch.

Through this cooperation it is ensured that services from providers of various sectors such as retail, transportation, ticketing, security and banking, etc. can be used with a mobile wallet based on a common technology standard (NFC = Near Field Communication ). Thereby isolated technical solutions can be avoided and a ubiquitous cross-industry acceptance helps to assure customer satisfaction. For instance the integration of both MasterCard and Visa cards into a common mobile wallet offers consumers the highest possible flexibility for contactless payments.

With this project Austria shall become a leading reference market with respect to the deployment of NFC based mobile payment and mobile customer loyalty programs. To ensure highest security on the mobile phone a special NFC-enabled SIM card is distributed by the mobile network operators.

The involved partners cooperate in the technical development and market rollout of the mobile wallet. At the moment first feasibility tests are performed, in autumn 2013 a nationwide pilot will start. The solution will be ready for mass market in 2014.

Contactless payment based on NFC technology is one of the most recent innovations that have been introduced to the payment market. The increasing availability of contactless terminals at retailers enable fast and secure payment through contactless cards as well as mobile wallets that will be available in the near future.


NEXPERTS is a leading provider of solutions for mobile contactless technologies in the areas of payment and loyalty as well as security and access control. The company has profound experience and expertise in bringing NFC applications to mobile platforms such as Android, iPhone, Blackberry and Windows Mobile.

The product portfolio comprises mobile wallets, the management and support of secure elements (UICC, uSD, embedded) and MIFARE applications as well as the integration of MasterCard PayPass and Visa payWave technology. Solutions from NEXPERTS are used and integrated by operators, system integrators and VARs.

NEXPERTS is a member of the NFC Forum and has partnerships with key players in the NFC eco-system.

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